If you travel vacation in one your region alone at Indonesia only or at Singapore only ,maybe we not necessarily have travel insurance but if we shall journey at other region or other state therefore indispensable travel insurance. Why are we need travel vacation ? Before you go on a holiday or you have travel vacation plan, it is necessary that you buy a travel insurance to make your great holiday experience safe. You need to be sure you have the right travel insurance for the destination you are heading, and know precisely what is in your travel insurance policy.
A few tips to help you to understand your policy better and get the best deal:
1.Benefits matter: Comparing the quotations of the of travel insurance products, the benefits of the cover, the exclusions on the cover and other product features. If the policy doesn't have a cooling off period you can cancel your policy for a full refund.
2.Plan it well : If you are planning to travel abroad on more than a single occasion in a year then you can save more money by buying an annual multi-trip - travel insurance policy rather than buy a single travel insurance policy each time you go.
3.Check the other options: Sometimes your travel agent or tour operator may tell you that you have to buy their travel insurance in order to buy a holiday from them, maybe as part of an inclusive deal. Only take this if the total cost is rewarding, compared to buying the holiday and travel insurance separately. In most cases you will probably find that you are paying over the odds for the travel insurance, even if it is in some sort of 'special deal'.
4.International helpline: Carry the international helpline number of your travel insurance company with you as you. Also, keep a copy of the policy with you, as you travel .
5.Medical coverage : In most cases it is always best to take the medical insurance, even if you are going to a another country. This agreement helps in cases of emergency, but does not generally cover routine problems. It is also especially important if you're in a developing country with limited medical resources.
Before you get your travel insurance make sure you understand your travel insurance well. Read the offer document carefully. Take the time to read the small print on your travel insurance policy. If you have any questions on it, ask your provider about them before you finalize the deal. If the policy is family oriented be sure that it covers all the family members traveling with you. Buying duplicate coverage does not double your benefit. It wastes money and creates confusion that could actually delay payments.source martin l